Saving and investing for retirement

A comfortable retirement is something that most aspire to. A foundation of retirement is the State Pension. The subject of much discussion and controversy; the history of an “Old Age” pension in the UK goes back to 1909. This paid a princely sum of 5 shillings per week (or 7 shillings and sixpence for a …

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Tax Planning to consider

Friday 5 April 2024 sees the end of the current tax year. Following the Chancellor’s continued plans to freeze, and in some cases, reduce tax-free allowances, it’s more important than ever to make the most of some timely tax planning. Below is a list of the main allowances and reliefs that we recommend you consider …

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Where Does All the Money Go

Have you ever wondered what happens to the tax you hand over to HMRC? The government used to send a printed annual summary to taxpayers that outlined how much Income Tax and National Insurance individuals paid in the last financial year and how these contributions were used in government spending. Since 2020, this information has …

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Global Marketing Commentary – March 2024

PLEASE NOTE THAT THE CONTENT OF THIS REVIEW SHOULD NOT BE CONSIDERED AS INVESTMENT ADVICE OR ANY FORM OF RECOMMENDATION. IF YOU REQUIRE INVESTMENT ADVICE, PLEASE DO NOT HESITATE TO GET IN TOUCH WITH A MEMBER OF OUR QUALIFIED TEAM. THIS ARTICLE WAS WRITTEN ON 11 MARCH 2024. Stocks Begin to Motor Key Themes In …

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Spring Budget Announcement – March 2024

Income Tax Rates and Bands: No changes were made to the Income Tax rate bands, which have remained frozen since 2020/21.  The rates of tax for the UK, excluding Scotland, remain at 20%, 40% and 45%. The threshold for the 45% tax band remains £125,140. The personal allowance, the amount an individual can typically earn …

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Millions of Child Trust Funds remain un accessed

Over 1 Million Child Trust Funds Left Un accessed   Over 1 million Child Trust Funds (CTFs) remain un accessed. This is according to a recent report by the Public Accounts Committee. More than £1.7bn of cash left untouched. Introduced in 2002, CTFs aimed to help parents save for their children’s future. These accounts were …

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The complexities of divorce explained

No Fault divorce – 97% of divorcing individuals don’t get financial advice Seeking financial advice from an expert can significantly increase your chances of a better outcome and a lifestyle after divorce that you deserve Not much dampens the mood like talking about divorce. But there are few things that will disrupt your finances quite …

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Three Counties Ltd announces new Director promotion.

We are pleased to announce that Richard Kirkham has become director of Three Counties Ltd on 6 February 2024. Richard began his career with Three Counties in July 2021 in the compliance department, he splits his time between our sister organisations Greaves West & Ayre and GWA Asset Management. He is on hand to offer …

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Global Market Commentary – 2 February 2024

PLEASE NOTE THAT THE CONTENT OF THIS REVIEW SHOULD NOT BE CONSIDERED AS INVESTMENT ADVICE OR ANY FORM OF RECOMMENDATION. IF YOU REQUIRE INVESTMENT ADVICE, PLEASE DO NOT HESITATE TO GET IN TOUCH WITH A MEMBER OF OUR QUALIFIED TEAM. THIS ARTICLE WAS WRITTEN ON 2 FEBRUARY 2024. A Steady Start to 2024 – Key Themes …

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