The Autumn 2024 UK Budget, delivered by Chancellor Rachel Reeves, introduced one of the biggest changes to estate planning in recent years. Set to take effect from 6 April 2027, most unused pension funds and death benefits will become subject to Inheritance Tax (IHT). This marks a significant shift in how pensions are treated on …
Stocks Find Support from Strong Earnings Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. Key Themes Stocks have moved to new highs in …
Rotation Underway? Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. Key Themes Stocks have continued to move higher, but not in a uniform …
Pension consolidation refers to the process of transferring one or more pension pots into a single plan. By doing this, you reduce the number of separate pension arrangements you hold, something that’s becoming increasingly common as more people accumulate multiple pensions over their working lives. Thanks to automatic enrolment, most UK employees are now enrolled …
AI Euphoria: Peak or Long-Term Trend? Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. Key Themes Financial markets have become increasingly focused on …
When it comes to investing, one of the first decisions you’ll face is whether to buy individual shares or invest through funds. Both options give you exposure to the stock market, but they come with different levels of risk, cost, and involvement. Understanding the difference can help you choose the approach that best suits your …
Unless you’re an expert, most people find financial jargon overwhelming. Some of the terms used are particularly hard to understand and can be the first stumbling block when trying to organise your money. Financial jargon can be a key reason why many people don’t feel confident managing their finances, setting up personal pensions or claiming …
Stocks Surge Despite Oil Supply Concerns – Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. Key Themes Stock markets have risen strongly since …
Stocks Rise on Middle East Ceasefire – Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. Key Themes The number of ships passing through …
As financial advisers, we often work with clients who hold assets in trust, typically cash or investments. These are assets that someone has chosen to gift, not directly to another person, but into a trust. The reasons for doing this vary, but there’s usually a common theme: control. A trust allows someone to make a …
