Budget 2021: What It Means For Your Finances

When the Chancellor, Rishi Sunak, delivered Budget 2021 yesterday and set out the UK Government’s plans for recovery, many of us probably felt we knew what to expect, thanks to the various leaks and announcements over the last few days. 



Investment: What’s the Risk?

When discussing investment solutions with Three Counties’ clients, “Risk” is something that plays an important part in the conversation, as David Simpson explains…





What is the High Income Child Benefit Charge and How Can I Avoid It?

In this post, Martin Howe outlines the High Income Child Benefit Charge (HICBC), what it means, where it applies and what you can do if you are impacted by the charge. Since a change in legislation, effective from January 2013, introduced the High Income Child Benefit Charge (HICBC), HMRC has clawed back some or all …

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PENSIONS VS INVESTMENTS: THE DIFFERENCES

A common misconception is that ‘pensions’ are something radically different from ‘investments’ and that having a pension is, in turn, an entirely different investor experience to having an investment.  In fact, money purchase pensions* are simply investments, with a specific tax wrapper around them which brings them under pension legislation.   It’s this tax wrapper around …

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