As financial advisers, we constantly talk about the importance of diversification within an investment portfolio. I’m sure, at times, we sound like broken records! However, this quilt chart below illustrates so simply, just why we go on about it. The quilt chart shows the annual returns for a range of different asset classes across a …
Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. Echoes of the 90s Key Themes Stocks are at record highs and have now risen …
State Pension Payments Predicted to Rise by over £550 next year. The state pension is expected to rise in April 2026 due to UK’s Triple Lock mechanism, which ensures that pension payments increase annually by the highest of 3 measures. What is Triple Lock? The Triple Lock was introduced in 2011 to protect pensioner’s income …
Free Childcare Just Got Better – The Latest Update for Working Parents Further to our blog post, ‘understanding the new childcare allowance’ back in September 2023 we have updated our article following the role out of these changes on 1 September 2025. It’s official – the biggest expansion of free childcare in England is now …
Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. Fiscal Policy Comes Into Focus Key Themes August followed a familiar path with stocks rising …
Our Privacy Policy notice provides details of the personal data we collect from you, what we do with it, how you might access it and who it might be shared with. We have recently made some changes to our Privacy Policy notice and how we manage and retain your data. Our updated policy can be …
In the UK, Winter Fuel Payments (WFP) are typically made to pensioners to help with heating costs. However, starting from winter 2025/26, there are new rules and guidance on how Winter Fuel Payments will be recovered from wealthier pensioners. Tax clawback for Higher Incomes Opting Out of the Payment You can find out more information, …
How things work right now: If you have a defined contribution pension (a pot of money you build up for retirement) it’s currently not counted as part of your estate when you die. This means it isn’t subjected to inheritance tax (IHT). What is changing in 2027? Starting 6th April 2027, the government plans to …
Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. Interest Rates Decline Key Themes Risk appetite remained strong last month with the US and …
Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. The Bulls Take Charge Key Themes The US stock market has reached a new all-time …
