Annuities Explained

An Annuity is an income stream bought using a sum of money.  The purchase price can be influenced by several factors such as your age, income needs and even your health. People often choose an annuity for the certainty it provides; your income can be fixed for a period of years, or even for the …

Read More


Global Market Commentary November 2023

PLEASE NOTE THAT THE CONTENT OF THIS REVIEW SHOULD NOT BE CONSIDERED AS INVESTMENT ADVICE OR ANY FORM OF RECOMMENDATION. IF YOU REQUIRE INVESTMENT ADVICE, PLEASE DO NOT HESITATE TO GET IN TOUCH WITH A MEMBER OF OUR QUALIFIED TEAM. THIS ARTICLE WAS WRITTEN ON 6 DECEMBER 2023. Goldilocks Awakes Key Themes Last month we said …

Read More


Autumn Statement 2023

Information correct as of 22 November 2023 Yesterday, Chancellor Jeremy Hunt delivered his Autumn Statement, which was in contrast to the sobering ‘state of the economy’ statement he gave this time last year. Since last year, inflation has fallen to 4.6%, more than half that at the same time last year, and this has handed the Chancellor …

Read More


Global Market Commentary October 2023

Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. The End of Rising Rates? Key Themes October was another difficult month for investors – …

Read More


Portfolio Review – October 2023

If you have recently received a letter from your Three Counties Financial Adviser regarding a recommended change to the asset allocation of our model portfolios to reflect the changing investment landscape, you will find below the associated documents we advise you read before you proceed with our recommendation. Once you have read these documents and …

Read More


HMRC extends National Insurance deadline to 2025

It has been announced that taxpayers will now have an extra two years to make any additional payments to their National Insurance (NI), this enables people to make contributions to increase their state pension entitlements. The original cut-off point for voluntary NI contributions from April 2006 to April 2017 has now been extended to 5 …

Read More


Global Market Commentary – September 2023

Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. Sell-off Resumes Key Themes The first half of 2023 produced good returns from overseas stock …

Read More


Understanding the new childcare allowances

It was music to many parents’ ears when it was announced in the Spring Budget that there will be more support for many working parents with the extension of free childcare support The new offer comes into play in the UK in April 2024 in a staged approach and will more than double the current …

Read More


Global Market Commentary – August 2023

Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. A Pause for Breath Key Themes Most of August felt like a return to 2022, …

Read More


Global Market Commentary – July 2023

Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. A Strong Summer for Stock Markets Key Themes 2023 is doing its best to go …

Read More


Want to know more?