Income Tax Rates and Bands: No changes were made to the Income Tax rate bands, which have remained frozen since 2020/21. The rates of tax for the UK, excluding Scotland, remain at 20%, 40% and 45%. The threshold for the 45% tax band remains £125,140. The personal allowance, the amount an individual can typically earn …
Over 1 Million Child Trust Funds Left Un accessed Over 1 million Child Trust Funds (CTFs) remain un accessed. This is according to a recent report by the Public Accounts Committee. More than £1.7bn of cash left untouched. Introduced in 2002, CTFs aimed to help parents save for their children’s future. These accounts were …
No Fault divorce – 97% of divorcing individuals don’t get financial advice Seeking financial advice from an expert can significantly increase your chances of a better outcome and a lifestyle after divorce that you deserve Not much dampens the mood like talking about divorce. But there are few things that will disrupt your finances quite …
We are pleased to announce that Richard Kirkham has become director of Three Counties Ltd on 6 February 2024. Richard began his career with Three Counties in July 2021 in the compliance department, he splits his time between our sister organisations Greaves West & Ayre and GWA Asset Management. He is on hand to offer …
PLEASE NOTE THAT THE CONTENT OF THIS REVIEW SHOULD NOT BE CONSIDERED AS INVESTMENT ADVICE OR ANY FORM OF RECOMMENDATION. IF YOU REQUIRE INVESTMENT ADVICE, PLEASE DO NOT HESITATE TO GET IN TOUCH WITH A MEMBER OF OUR QUALIFIED TEAM. THIS ARTICLE WAS WRITTEN ON 2 FEBRUARY 2024. A Steady Start to 2024 – Key Themes …
Please note that the content of this review should not be considered as investment advice or any form of recommendation. If you require investment advice, please do not hesitate to get in touch with a member of our qualified team. New Year’s Review Key Themes Global stocks closed 2023 with their fourth largest annual return …
Disclaimer – Annuities are not for everyone and every situation. The tax regime can also change. This is not an inducement to commence an annuity or to invest. You should contact a qualified financial adviser to discuss whether an annuity would be right for you. In the current economic climate, annuities have looked even more …
As a society we are living longer. Our families and support networks are more widely dispersed. Navigating the world of care homes, Local Authorities and financial assessments is not only complex, but is becoming increasingly likely to be part of our future. The cost of care is not insignificant- typically, ‘basic’ care (without specialist nursing …
An Annuity is an income stream bought using a sum of money. The purchase price can be influenced by several factors such as your age, income needs and even your health. People often choose an annuity for the certainty it provides; your income can be fixed for a period of years, or even for the …
PLEASE NOTE THAT THE CONTENT OF THIS REVIEW SHOULD NOT BE CONSIDERED AS INVESTMENT ADVICE OR ANY FORM OF RECOMMENDATION. IF YOU REQUIRE INVESTMENT ADVICE, PLEASE DO NOT HESITATE TO GET IN TOUCH WITH A MEMBER OF OUR QUALIFIED TEAM. THIS ARTICLE WAS WRITTEN ON 6 DECEMBER 2023. Goldilocks Awakes Key Themes Last month we said …
